Have questions? Visit our FAQ section to find answers to common queries regarding our financial services, products, and more.
Halan is your financial partner, offering you flexible financial services for your professional and personal goals. Find the answers to any questions you have here.
No, we do not mandate our clients to make savings before accessing a loan facility. All we require is a proof of your existing business and income and other documents to open a banking account.
The processing time for our loan facility takes maximum of 7 working days as long as all documents have been submitted, appraised and deemed satisfactory. Disbursement can then be done to the client within the stipulated 7 days.
Our loan facility appraisal is usually based on your business activity and profitability. Once we have concluded all necessary appraisals, we offer you a facility that places no financial burden on you, so that you can also make profit even while your repayments are ongoing.
No, as we appraise the amount you can assess based on your business activity first, before your assets. Your nature of business activity, inventory, profitability, turnover, liabilities & your capacity to repay would be thoroughly reviewed by our branch network & than a conclusion would be drawn to determine the amount of loan you receive.
After a successful & timely repayment on a first cycle loan, clients having the opportunity to enjoy extended period with higher amount of loan.
You can qualify for a loan of up to PKR 500,000/- if you have the following:
You can open a saving or a term deposit account with Halan Microfinance Bank with a valid CNIC & proof of income/business.
Yes, you can. We provide cheque clearing services.
Yes, you can withdraw funds from any of our branches closest to you through your cheque book.
Halan Microfinance Bank, is a growth-oriented microfinance bank committed to financial inclusion and innovation.
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